More and more of us are mobilizing our lives for a cause or for values we hold dear. Volunteer work, donations, strong convictions... the choices are varied!
But when it comes to thinking about the legacy we'll leave behind, making a decision isn't always easy. While many people consider passing on part of their inheritance to an association, inevitable questions come to mind: "Can I bequeath something when I have children? If so, won't they think I'm trying to disinherit them, to 'punish' them?"... This is the question of the hereditary reserve.
So we've chosen to answer these questions, to give you some food for thought.
However, your estate is not limited solely to this inheritance reserve. Another part, called available sharerepresents the value you can freely dispose of according to your family situation. For example, you can use it to leave a legacy to a friend or to an association such as Planète Enfants & Développement.
To calculate your available share, simply take your total estate and subtract the hereditary reserves according to your situation:
| Heirs | Hereditary reserve | Quota available |
| No spouse, no children | 0% | 100% |
| Spouse, no children | 25% | 75% |
| 1 child | 50% | 50% |
| 2 children | 66.7% | 33.3% |
| 3 children and more | 75% | 25% |
If you can't find the pattern you're looking for, don't hesitate to contact me for advice.
Sharing your inheritance between your 2 children and Planète Enfants & Développement: a case study
As a regular donor, Nathalie wishes to leave a mark for the cause to which she has been committed all her life with a bequest to Planète Enfants & Développement. And this despite the fact that she has a daughter and a son whom she wants to help by passing on a comfortable sum of money.
She knows that ⅔ of her inheritance is to be shared between her children.
>> She plans to give her children more than the law allows, passing on 90% of her assets (45% each). She has also decided to do a good deed by bequeathing 10% of her estate to Planète Enfants & Développement.
We know that many testers dread their children's reactions, but we also know that their children are often very concerned about their own safety. proud of their parents' commitments and keen to support their initiativess. Aware that a significant part of the inheritance will fall to them in any case, they are very happy to see their parents' bequest to an association such as Planète Enfants & Développement, and don't feel they've been wronged in any way. The best thing is to talk about it freely within the family.
"What would be the impact of my bequest to Planète Enfants & Développement?"
Our association works to protect and educate children, as well as supporting the most disadvantaged families in Africa and Asia. In conjunction with local partners, we are deploying major long-term structural projects, such as the construction of crèches and schools, the development of vocational training and the training of educators.
These programs require substantial investment to implement and monitor, in order to best adapt to the needs identified in the field. Every inheritance received is therefore an essential resource to enable them to emerge and develop.
Are you thinking of including Planète Enfants & Développement in your will, or would you like to find out more about the steps involved in preparing such a project?
I'm at your disposal to help you make the right choices and to provide you with personalized answers.
Sylvie Morin-Miot
In charge of the Transmission of Patrimony
Email : sylvie.morin-miot@planete-eed.org
Tel : 01 53 34 86 32
We have also compiled here the answers to some of the most frequently asked questions. that we're asked the most. Don't hesitate to discover them!
